We live in a time when the Internet has changed our way of life in many ways. New devices have emerged, new ways of accessing information, methods for carrying out daily actions ... This has caused new terms to appear little by little. One of them is the Internet of Things. As we know, they are all the devices in our home that are connected to the network. Today we echo a new term that is increasingly present among us. It is the Internet of Payments . We are going to explain what it consists of and how the way we manage payments and collections online has changed.
The Internet of Payments
For many of us
today we live in the age of the Internet of Payments. It basically means
making use of the Internet of Things devices to carry out economic
transactions . It is something that is already
present, but that will undoubtedly be much more so in the near future.
Pay with your mobile , send a transfer over the
Internet, check the bank balance from the Tablet ... These are everyday things
that do not surprise us. However, new methods are emerging that a few
years ago seemed mostly unthinkable to us.
This is what many
have coined with the name of the Internet of Payments, alluding to the Internet
of Things. Carry out payments and transactions through smart devices.
Examples of the Internet of Payments
Today we can have
many devices that allow us to make payments directly
by pressing a button. A brief and smooth way to ship money, make a
purchase, or simply check your balance. We are not just talking about
using a computer or mobile phone for this, but it is increasingly being
extended to other devices.
An example is the
possibility of making a payment simply by bringing our watch closer to the POS
terminal. It is not something this is very substantial today, but it is
certainly a possibility that more users will use little by little. This is
an example of the Internet of Payments . Smart watches
have NFC and we can configure it to make payments as if it were a bank card.
We can also buy
directly from certain video playback devices. A fast and easy way to buy
content such as movies and series simply from the device itself and the
television.
Technological
evolution is bringing users closer and closer to the Internet of Payments. Experts
say that the trend is booming and that in the short term it will be much more
integrated into our day to day. New devices and different possibilities
will undoubtedly appear that will greatly change the way we issue payments.
How the Internet has changed the way we
manage payments and collections
Beyond the
Internet of Payments and the new devices that have emerged and are going to
emerge, the truth is that the Internet has greatly changed the way we manage payments
and collections in recent years .
We speak both at
the business level and at the user level. Today we have numerous
banking applications with which we can easily send and
receive money. For example, if we are at a meal and we have to divide
expenses, we can send money to another person from the mobile in a matter of
seconds. Something that might well seem futuristic and almost unattainable
just a few years ago.
It has also
radically changed the market at all levels . From almost any
device with Internet access, we will be able to enter the multiple platforms
and services with which to buy or sell products. Online payment methods
are very varied and are available to anyone.
There is no doubt
that the commercial landscape has changed thanks to the
online market . Today the network offers us a wide
range of possibilities to buy all kinds of products and services. Things
that a few years ago we had very distant and difficult to obtain, today they
are within the reach of a few clicks.
In short, the
Internet of Payments is something that is already in our day to day in many
cases. However, it is a term that will gain weight in the short and medium
term. More and more Internet of Things devices will appear that will allow
us to easily issue payments.
On the other hand,
whenever we make payments online, we must bear in mind that
security is very important. It is vital that we always use official
programs, that we keep them updated and that we take care of the security of
the devices. In this way we can avoid suffering different types of attacks
that compromise our payments on the network, our privacy and, ultimately, the
security of the devices.
